Millionaire for Life prize tiers, odds & division payouts · United States

Millionaire for Life has 9 prize divisions. Division 1 (the jackpot) is reserved for entries matching every main number plus the Millionaire Ball. Lower divisions reward partial matches, with prize amounts decreasing as the match requirements ease.

$1M/year for life ($18M cash) is the advertised top prize, not a rolling jackpot. One winning play may choose the full annuity or published cash option; when multiple plays win the top prize, they share its value on a pari-mutuel basis. Under the game's high-winner liability rule, the award can become cash-only.

Latest Millionaire for Life draw had 9 divisions. Division 1 was not won — the advertised top prize doesn't roll over; it's shared pari-mutuel among winning plays when more than one wins, so the same base award is on offer next draw.

Millionaire for Life's top prize (Division 1) is pari-mutuel, so multiple winning plays share the advertised annuity or cash value. Division 2 normally pays $100,000 a year for life or its published cash option, but it becomes a pari-mutuel, cash-only prize when the multi-state liability limit is triggered. Divisions 3 through 9 are fixed cash prizes.

Claim through the state or jurisdiction lottery where the ticket was bought, not through Multi-State Lottery Association — that body sets the game's rules but does not pay claims. Smaller prizes can usually be paid at any authorised retailer in that jurisdiction; larger amounts require contacting the jurisdiction's own lottery directly with the original ticket and ID. Claim periods vary by jurisdiction, roughly 90 days to a year from the draw date.

Yes. Federal law treats all gambling winnings, lottery prizes included, as taxable income that must be reported whether or not the lottery issues a Form W-2G — for 2026 a W-2G is required once winnings reach $2,000, but that threshold is a paperwork trigger, not a floor below which winnings go untaxed. The usual 24% federal withholding applies when winnings minus the wager exceed $5,000. State and local tax treatment varies by jurisdiction. This is general information, not individual tax advice — consult a qualified tax professional about your own situation.

Numbers shown are aggregated from public draw broadcasts and operator pages. Always reconcile against Multi-State Lottery Association's own record before claiming any prize. We do not pay prizes and have no affiliation with the operating lottery.

We currently track 187 Millionaire for Life draws on Lottery FM with full winning-number, jackpot, and division payout history. Use the game page to browse the full archive or open any individual date for details.