Set for Life prize tiers, odds & division payouts · United Kingdom

Set for Life has 8 prize divisions. Division 1 (the jackpot) is reserved for entries matching every main number plus the Life Ball. Lower divisions reward partial matches, with prize amounts decreasing as the match requirements ease.

£10,000/month for 30 years is the fixed top prize, not a rolling jackpot — the same amount is on offer every draw whether or not it's won. In the rare case its prize fund isn't enough to pay every top-tier winner in full, the fund is split evenly across them instead, and each winning entry can then choose a lump sum or an annuity over the remaining term; outside that rare case there is no such election.

Latest Set for Life draw had 8 divisions. Division 1 was not won — the top prize is a fixed £10,000-a-month, 30-year annuity, not a cash jackpot that rolls or grows; the same annuity structure is on offer next draw.

Every Set for Life prize tier is a fixed cash amount, including the top prize (£10,000 a month for 30 years) and the second tier (£10,000 a month for one year) — this game has no pari-mutuel jackpot. Only a rare capping rule changes that: if a tier's prize fund can't cover every winner in full, it's split evenly across them instead, and only the TOP tier's winners can then choose a lump sum instead of the annuity — the second tier has no lump-sum option even when capped. Outside that rare case, there is no such election.

Claim through the official Allwyn UK, not through this site. Smaller prizes can usually be paid at any authorised retailer; larger amounts require contacting the operator directly with the original ticket and ID. The Gambling Commission's Section 6 licence conditions set one claim window across every National Lottery game: 180 days, beginning the day after the draw.

Set for Life prizes sit outside two separate UK tax charges, not one blanket rule. Capital Gains Tax excludes them by statute: "Winnings from betting, including pool betting, or lotteries or games with prizes are not chargeable gains" (Taxation of Chargeable Gains Act 1992, s.51(1)). Lottery winnings also fall outside the scope of Income Tax (HMRC Business Income Manual, BIM100101). The top prize (£10,000 a month for 30 years) has one published exception: the operator's own Section 6 licence terms state its monthly payments "consist of a capital and an interest component. The capital component is tax free whereas the interest component is subject to applicable tax," though "the monthly payments will not be lower than £10,000 after tax" under the tax rules the licence cites. That note applies to the top prize only — no equivalent tax-component breakdown is published for the second tier (£10,000 a month for one year).

Numbers shown are aggregated from public draw broadcasts and operator pages. Always reconcile against Allwyn UK's own record before claiming any prize. We do not pay prizes and have no affiliation with the operating lottery.

We currently track 791 Set for Life draws on Lottery FM with full winning-number, jackpot, and division payout history. Use the game page to browse the full archive or open any individual date for details.